Vin, I agree, its not quite that they lied but I don't feel they represented the true state of the company (as I suspected but was too trusting to do much about it) to us and now its just going under. You and I had some unpleasant exchanges in the past, but in truth GTCB was thrown under the bus, regardless. An expensive lesson in several areas. Best wishes in your future endeavors. Regards, bp