wow that's a rapid fire of stuff..
Well as you know the RAL isn't any money maker for the tax preparers anyway but it BRINGS folks in the door. Preparers $$ comes from the tax prep fees..
I'm sure there will be an increase in what the banks will charge as any service that is being made more complex to verify. But they may stabilize pricing to try to minimalize the loss of customers. Wishful thinking I know...
Although a good idea, I doubt there would be much cooperation between Social Security Admin and any instrument preparers or lenders would propose. You can't get them to cross pollinate now to share info to gather up money that is delinquent to other government departments much less a for profit private corporation. Especially the "evil" tax preparer predators. :-)
It doesn't look favorable for HRB to get the RAL funding back this year from their filings but that is the irony of this. IMO HRB and JTX will prolly get the funding back sometime in the future BUT the lending rules will have become so restrictive that the Banks won't be allowed to approve the micro-loans as they previously did as they will be based on CREDIT versus just the Debt indicator. That is what is so shitty about this trend.. A guy or gal who has historically received this RAL for years with no problems WILL NOT be approved under the new lending rules.
I really don't understand what you are asking about with the e-file 100% as that has never really been the goal..
BWTFDIK,
DD22
the cheese is moving...JTX rats are learning and moving with it :-o
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