elcheapo I think you may be confusing two different people. I am Rick-UK and Rickyboy is errr Rickyboy ;o)
I agree with you that investment decisions need to be taken by the investor alone. Each of us has different strategies, different skills, different circumstances and different tolerances for risk. What might be the right investment decision for me may not be right for the next person. It's fine to seek a range of advice but at the end of the day each of us needs to be responsible for our own trading decisions.
In any case I believe we have discussed this sufficiently and I now pronounce it officially "off topic" :o)