I'm not saying I'm a god, I'm not trying to stomp on smaller traders.
What I'm saying is, you shouldn't need 400:1 to make money.
The small accounts would be blown or suffering big time ONLY if they were in a ridiculous amount.
On a $500 account if you go in even as much as $1 (which I still would not recommend) you wouldn't get a margin call until 1.3860 or 360 pips away. If you go in half that you have room for 700+ pips against you.