i don't know either what i did was start the account a few months ago just to get the realtime quotes on my droid phone and they kept sending me letters to fund the account but i didn't, the last letter they sent me said i had 30 days to get the 30 free trades. i funded it because bofa changed and you can't buy pennies without 25k+ in the account and boom it says 500 free trades at the top????