Sorry ment to post more than just 'ok cool' but got busy at work. Just got home now. But I think I'm starting to understand what your saying about the plays. In fact that makes sense too. I think with the monkinar which teaches you how to day trade for a living and then you just add to the FLD positions with your profits, like a long term savings account.. A few people over there are retired and just trade stocks all day ( would love to do that!) Here's a stick from the monk's den a great summary of what there trying to do.