Sheesh! You didn't read Any of AVTI's filings?? It's all in there, the conversion rates, the discounts, interest sand penalties.. The reason why these pinks agree to those terms is because they never have to pay the loans back. The money comes out of your pockets. Gelmon is appointed by ribotsky to oversee the conversions. They are linked on every pink Gelmon has ever had his name attached to. Best of luck!
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