Unfortunately, most company don't always do what is right for the shareholders, but I would have to believe that the upside here outweighs the down, by long ways. Good Luck.
It is difficult to guess what they will do. They have been advising that they were well capitalized for 4-5 years but still took the 72 million bailout. Now the new issue to increase their capital that they advise that they don't need. Strange bank.