To show how hard SS reform is....One of the obvious partial solutions is to apply a means test in order to receive benefits.
Ick. Means-testing would be so complex, and would turn Social Security into a sort of welfare for the elderly. A more equitable solution would be to raise the retirement age. That doesn't necessarily mean you must retire later; merely that you don't start collecting payments until later. This too is consistent with the original goals of the plan, adjusted for changes in health care, and could easily save more than a means-test.
Social Security is the easy problem. Medicare is tough.
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