Jeffro,I have had the premium service since it's inception I believe.I will say that it has made me a bunch of money.There is something to be said about getting some stocks in the evening and then having ample time to do DD.Yes you still have to do DD but narrowing it down to a select few beats the hell out of pounding the boards looking for something.Let me tell you how much I love IBC.I have never even changed my plan,I mean I could pay all at once and save a few bucks but I still do it monthly.When IBC hits it big then I will but right now they need the few extra bucks so I leave it alone.The premium service is well worth it's price and if you can't make it work for you then maybe you should be doing something else.Not you specifically jeff but people in general.Good luck I hope you make a ton with it.