putting this very simply...I think that the market corrected itself...by topping out the housing market which in turn caused the finanical markets to crumble...and the house of cards came down. It wasn't one company. It wasn't one person. And nothing I see so far can prevent the market from providing another opportunity for excess again sometime in the future and we do this again and again. Next time it's China that causes the next market melt down. imho. No matter who or what it is...just be prepared...financially and otherwise. imho. Z
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