I base my prediction on what the company was able to do in 2009. Went from 1 to 3 locations. Increased number of originators. Sales were much better than 2008. I see that trend continuing this year. With loans, insurance, realty etc as pieces of their company their chances to survive and be profitable are only getting better. I also look at the share structure. Many reasons why I think EXPU will see a turn around and that turn around will find us trading in the 5-10c range for the majority of this year.