faxedreceipts -- I think you are asking questions there are no hard and firm answers to because everybody will ultimately be controlling their own destiny with their trading and everybody makes life decisions at different times.
But as in infrequent (up to now...) poster on this board I would just emphasize my full agreement with Penny Popper and Maxell46's posts on the worth of attending a Monkinar. There is no doubt in my mind your eyes will be opened to things you had never considered before and that you will find the class easily worth double or triple the cost of attending. The seminar is run extremely professionally and I'm sure you will meet a great group of people and future friends there, no matter which location you go to. As Penny Popper said, JUST DO IT!
He used Thursday and Friday Faz/Fas charts I believe he made 10% total 6 one day 4 the next. Even 2 or 3% a day should be enough for most people to retire.