I'm in a Doji position right now with it..indecision. The IRS is gaining more and more capability every year through the deployment of their own online tools and getting folks their money quicker and quicker.
There will always be a market for RALs due to human nature of "wanting it now" but that market will shrink and be slowly choked down by the regulation of banks that can offer it.
That is the $64K question with JTX...what will they do since their cheese is moving?
IMO we see a buyout longterm...the market cap on this makes it very inviting for a larger corporation who would want to get into the tax prep business on the cheap and be able to negotiate that buyout from a major position of strength... Do you know of many shareholders who would vote against a buyout if it was proposed at this point??? Lower Prices Everyday :-)
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