OT: My thinking was that beaten down high risk securites like Torvec which could go to $50 or $0 should be kept in a seperate roth conversion account so that you can recharacterize the potential loser and still gain all the benefits of other potential winners by placing them in a seperate roth or roths.
That way you don't have to take into account potenial gains of other securities held in a mixed portfolio converted account if a security like Torvec tanks during the allowable reconversion period.
What I've read about the 2010 law change specifically talks about recharacterizing the "account".
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