I am off work starting noonish on 24 Dec until 5 Jan so I will have a lot more time to help then. I'm swamped at work right now, not to mention I have a leak in my ceiling and don't know where it is coming from. Which is going to cost mega. Thank you for doing this. I don't have PM on IHUB, do you mind if I commo you via hotmail? Would like to talk about IFSL plan.