Well, I'm in a similar situation. Which is why I've stopped putting capital into this stock. I pop $100/wk on Credit Card, $100/wk in a savings account. (So I knock off some interest, while saving for a rainy day at the same time.) Trust me, you'll feel better reducing your debt, now, than waiting (possibly for a long time) for the stock to rebound, and you'll be in a much better financial position to take advantage of other investments down the road.