Yes, but how many US based, non-bank, companies do you know of that are trading at less than book value, are fully taxed, have a PE of 6 or lower, and are growing earnings? Also, if you listen to the interview it sounds like the company will grow in 2010 with possibly better margins. Furthermore, it sounds like there still is a possibility of 2009 earnings in the $0.14-$0.16 range but I would stick with $0.12-$0.14 to be safe.