Got this far:
You haven't lost until you sell.
As gently, most humbly as I can, if you wait and wait?
you're phucked.
Sell when you can, at profit.
This chit ain't about "money."
It's about CAPITAL.
Capital ain't money. Capital is the tool.
Money is what you use to pay rent, or the mortgage, etc.
Capital is your ax to hew out a future in which you're not a phlegmatic old, heart-patient with dementia living on whatever the sidewalk coughs up.
Seriously? it's a real consideration.