Agree, to some extent, with the first point. However, since I don't know Terry (or anyone on this Board, for that matter) personally, I have no opinion on the second point.
Holder you used to come on this board and post your thoughts and back them up with pr's and sec docs. Now it seems you just post negative one liners and I think it takes away from you. I did like reading your old posts as it made me and i'm sure other investors think.Now it seems you either have an agenda or you're just plain frustrated. Can you explain?