Ally: Thanks! One more question... are the accounts at the 2 different brokerages in the same name and of the same account type? I ask because I'm considering opening a choicetrades account, but wondered how Penson would handle roundups in the above case. If your 2 accounts are of the same name/type (but at different brokerages), it sounds like Penson will treat them as being separate and not combine them for roundup purposes.