obviously we need banks, but we need to start limiting our reliance on them. it makes me sick when my president is talking about a loan for a motor home like it is an inalienable right protected by the constitution. people need to start living like a 12 year old with a paper route. save your money and buy your bike. there are too many people that believe making $60k a year means you need to have a new $25k car every 4 years. on wall street, we reward hyperbolic growth at all costs. god forbid you grow a company slowly and use debt cautiously.
sorry for the rant, i am just one guy with his opinions. for the record, I'm 33...this post makes me sound like I'm 80 (my grandfather would be proud).
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