Well, the way I look at it is, if they could continue to shave off say around 500 points in 5 years, maybe they will continue to shave off the same points in the coming years. So, in 10 to 12 years I can certainly wait to be a millionaire. I got time on my hands I am willing to see what happens. I always knew this wasnt a 1 to 3 year deal, and so have the thoughts of many others. One thing to take note, big things have only happened in the last 1 to 2 years, like say there revenue source, SELLING OIL. If this were a stock, it would probably have great appreciation in stock price due to the anticipation of where it is going, however, its not a stock. The price will go up on the back in, after continued growth in the economy and oil. Nothing wrong with waiting.