"You agree that we may terminate or suspend your access to the site for any reason under the terms of the User Agreement, without refund of any previously-paid subscription fees. Subscription fees will not be refunded under any circumstances, including, but not limited to account suspension and/or termination.
Members should be aware that other members may not be who they say they are.
Messages posted by individuals may be misleading, deceptive, or in error.
Member Conduct Your conduct when using iHub should reflect an appropriate respect and consideration for the other members of the site. iHub reserves the right to remove or restore posts at its sole discretion. It is members' responsibility to bring violations of the User Agreement by other members to iHub's attention, although iHub does not guarantee any action based on such information.
Private Messages are not to be posted publicly unless you have permission from the author."
And don't forget the User Agreement section on Member Photos:
Any Member's photo voluntarily submitted to the IHUB Gallery, becomes property of the site and is subject to alteration.
Photoshop modifications may include acts of lasciviousness, gluttony, idolatry, witchcraft, variance, emulations, wrath, strife, seditions, heresies, envyings, drunkenness, revellings, and the like.
Members may even be depicted as nicotine-soaked, beer-besmirched, whiskey-greased, red-eyed devils.