Sorry, but the "Chip-n" block for money, and no apparent way to provide thoughtful input, was probably not the "request", and does indeed come across as a trick or gimmick for donations, not meaningful non-monetry contributions. I would venture that the "request" was to allow IHubbers and stockholders a way to "contribute" (technically, managerially, marketing), not make a $10 donation. I've invested in IFLB/PHEI since '95 and would sure like to see it succeed (i.e., ROI)- but through many years experience there are some obvious immature and nerdy quirks (such as "Chip-in's money donations") that need to be replaced with more professional, simple, and value-added features, or the entire project is mediocre at best. I, and many other investors and friends of PHEI, want to see it succeed - and hope our input will be received in that vein - not confrontational but complementary. Please take this as constructive critique, with the purpose of helping PHEI succeed.