I know you got it from another site; I saw it there too. Hey with everything going on a few mis communications are bound to happen!! All's well... just a matter of a month or so now.
FFF, it looks like the other site you were at was mostly correct on the information and glad you found it and brought it here, so jtf and others so close tothe action could clarify. Now we don't need to count the minutes to soft start and with the clarification it does not appear anything is serious enough to have any real impact on financing.
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