DUH! WMP9 had the "wav" off. So I assume that some other app had the "WAV" and was not firing.
IE6 works fine.
Netscape 7.10 - non-stop problems with that. For whatever reason when you click a link to download it comes back and says it can't because the file "temp" is not found - some bug. When I reinstall NS7 it works fine. Likewise with this - the embedded fails probably for the same reason.