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bow1

10/21/08 3:19 PM

#14247 RE: bricker #14245

This is a public company (not private) and the CEO does not own over 50% of this company. He will not be liable for any of HTOG's debt. The creditors will only be able to seize the assets of this company if HTOG were to file for bankrupcy. Kamal and Five Star have already sold enough stock and received enough in salarys to cover their initial investments.