Hi BowlerBab
Re being LUCKY.
The worst thing a new investor could be is lucky. They then attribute it to skill. Luckily you are insightful enough to realize it is not skill.
The human mind is designed to see patterns. May times even when they are not there. That is why we jump when we see something move in the dark or recognize someone (or think we do) long before we can really see them.
With technical analysis you can sometimes see patterns that are not there, and like you have found you can get whipsawed.
The benefit of AIM is that it takes all that emotion out of investing.
If you are a car mechanic you used to be able to diagnose a car's troubles just by hunch. But as someone who doesn't know about cars you could use a diagnostic tree. Does the engine crank (yes or no) do you have a spark (yes or no) do you have gas (yes or no)
AIM is sort of like the diagnostic tree. It reacts to the market, it does not try to predict the market. It does not mater which way the market goes. It allows you to be happy when it goes down. Every other investment method that I know of (except the AIM derivatives ) need the market to go in the way they predict to be successful.
All of the above was written to get to saying that you can NOW start investing in to the market without fear or emotion. Start with 50% cash and 50% stock and just let AIM run. Stick with no load funds or ETFs and you won't have to worry about the one risk of AIM, something going to zero.
If you do start with that much cash you will probably be kicking yourself in about a year that you didn't start with less cash in the present market , but like I have said before, once you start DO NOT CHANGE YOUR SETTINGS.
I think you are getting out of the inverse funds at the right time. I with my timing was as good. I became 100% invested a few weeks ago. Just working with dividends to buy more.
only sometimes
Toofuzzy
Take the road less traveled. It will make all the difference.
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