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DERBENSKI

09/17/08 6:53 AM

#183 RE: Scheid27 #177

Scheid27

I haven't looked at the finances but do know that they have a large commercial lines coverage and in some segments are primary players that could not easily be replaced at the drop of a hat. Because risk management sets rating standards, if they fall below a certain level, risk managements will have to allow a rating exclusion or send out letters saying that your insurer no longer meets the grade we require....

Such an event could cause a turmoil.

Derb