All true, but to me, the most pressing problem is that small companies here in the U.S. are deterred from offering advances in science and medicine because they are abused by the whole system, from wall st. to D.C....and have to go begging to get funding..from crooked lenders, at that.
This what hinders progress and helps make us a rigged financial system, where the powerful smother the little guys with their cloak of greed!
Babe