ooo right gotcha , severe flooding in there back yard FL office does not count..... Do they handle flood damage and wind damage or does it have to be Katrina massive storm for them to do some work and make some monies? So like 1 in 10 storms , only ones that hit certain states , and do massive destruction are worth anything>? so 1 in 10 might be high , amybe 1 in 20 landfalls will pay off for WEGI?