Abreis...
Sorry to see that you no longer hold IWA. You were the only one I knew, other than myself, interested in this stock.
With respect to banks.. I've been watching their action with interest... but only as a spectator. You might find a bottom, but I fear that there will be some structural changes that will hold them down for some time... And, I expect that when their equilibrium price is found, they will reduce (or adjust) the dividend to be more in line with historical payouts.