and we all knew about the "dumpings" but just like Tom said that he will pay them off and he has, not all but some and things are running slow but surely...we all have known or predicted the PR's, so don't come here and say that this is unexpected and that it's a scam. He has tried to inform us as much as he can, but it's people like yourself that, you are never satisified...you want to be a millionaire from one day to another...and we all know it doesn't work like that....it takes hard work and dedication and some obstacles in the way to succeed...i suggest you read up on books like "The 7 habits or highly effective people" or such....if you are so knowledgable, then build your own company and run it the way you say it should be instead of coming here and putting down the great SWVC....and believe me if you ever do build your own company, you will have the same people like yourself putting you down.....