I do not know. Kathy's account and the guest account showed up after I did a hard restart. My account was missing in action.
I was able to restart to 10.4.11 from an external drive.
I am considering copying it to the internal drive via Super-Duper and starting over. I am not the happiest of campers right now, but not to upset. Stuff happens.
But, without being able to cruise the application folder, I do not know how the heck I would be able to start the terminal app in order to give it the chflags nohidden ~/ command