Hello asuhowe, good call on the .50 or lower today. Ouch.
As far as your 401k money....without knowing what other assets you have, or your age, (how many more years you expect to get that 1k/month,) we know you have a ton in cor. i might be sticking that 1k/month into a world fund, something that the managers are not allowed to invest more than say, 40% usa, and 15% in any other country, at one time, and that gives them the flexibility to move chunks between countries pretty easily. just a thought....
the economies of the world keep getting more intertwined, so if I was looking for growth I might try that approach for a few years....jmho
I personally like vanguard, they have different levels of service depending on how much you have with them. If you use a full service broker, then the american funds are great, imo they have good downside protection in the american funds, or used too, compared to peer fund groups, but often they didn't have the same upside umph either, at least they didn't when I used to track them years ago....again, jmho.....
Take Care, and REALLY, please consider diversifying, and think 1.99:-) Sorry for the gut wrenching day...