the loophole is in the wording.....may not be loaned. this is not stating will not be or can not be loaned. let your conscience and gut be your guide. i choose to believe they use this loophole and legally/technically they are correct, but, they will NOT put in writing they will NOT loan your shares. tells me they are loaned and do loan them in any account. my choice was to pull them for my peace of mind. good luck trying to get them though if you so choose to. it seems they need 6-7 weeks in this day of electronics to get you a piece of paper. rumor has it some can not come up with certs ?
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