jwalk, I appreciate your response...
I do not presume to tell anyone how to trade, I was simply trying to describe some changes I had made, that I had found overall to be helpful to me.
And btw, I know exactly what you mean about trading your IRA. I have always tended to be more conservative with my IRA funds, but nonetheless, I am usually right in the middle of a "Good Faith Violation" most of the time....lol.
Sometimes, for me, it is a tradoff between sitting on a loss (dead money) or selling quickly and then having to wait for funds to clear.
Each person will trade differently according to his loss tolerances and his time frame, and I respect that....
Thank you for sharing your thoughts...