Yes you just about have too. On Ihub you have paying customers I could not see you not protecting paying customers from being bashed for there opinion. I know some of the rules can be twisted and given others rights to cause problems but that is life... Message boards suppose to be to debate not bash each other for an opinion. That is why you do need MODS. Some people make it personal when it is not.. When you put a Mod in the mix his job is to stop the personal talk and make it just about the stock itself...