Irish, I'm not clear whether that was a private loan (from the seller), or from a bank. So, income may have not been considered. Aslo, PAs credit history and down payment would be key to obtaining a regular loan, and how they would underwrite it.
A private loan would probably not be real concerned about that stuff. And, I'm sure PA has many ways to raise money. So, we really have little to go by with this mortgae speculation regarding PAs income.
Regards,