That may be coming at some point. In the interim, it might ve prudent to talk with a financial adviser. As I have posted here on more than one occasion, there are a number of things you can do with IRA's that most people are unaware of.
Did you know you can buy physical gold with an IRA?
Did you know you can buy real estate in an IRA?
Did you know you can make a loan with money held in an IRA?
Your online brokerage house is unlikely to tell you these things.
Again, I am not licensed to give financial advice, so this is not to be construed as such.