Replies to post #794460 on Fannie Mae-No Politics (FNMA)

[RickNagra]

I once bought a used car from Bob Corker. As I drove off the lot the car broke down. I immediately returned. The lot was gone.

[Donotunderstand]

Do you have the much "cash - investment" that you can weather inflation with the 4.6% or fixed interest cash flow or whatever that GOV long term paper offers?

(Consider some stock market index funds with some - 25% -(or more) - of the nest egg. You can draw 4% plus inflation with a 95% probability the pile will grow v shrink - over say 20 years Does not matter what the market did - you stay to the plan (The stock markets have been great - but long term averages can take 20 years to average to CGR of 8+% we are used to but 4% plus inflation has a 95% survival AND growth history for 100 years

or buy 2 5 7 9 10 12 15 17 190 year bonds or some sort of staggered maturities. That way at maturities you have different - sometimes very high - some times lower but average interest rates (search bond ladder and advantages of real bonds in a ladder)

NOT ADVICE - just a thought and suggestion that there is nothing conservative about living a nice long happy retirement an finding one does have the money needed in 2039 after say 3% inflation on average