F and F is the main source of liquidity for say 90% of the available for purchase homes in the USA
why do people keep talking about F and F as if it gives away money or insures loans for those without a job or means?
the profit F and F make each year - good or bad (other than crazy bad or crazy good) is very good profit that does not happen if F and F are focused on the poor or minorities --- rather than supporting banks that give out legit mortgages to most of America