Your right. Finestra will allow their customer to acces RippleNet. But Stellar is what central banks are using to build their CBDCs. I agree there’s a purpose for XRP. But XLM is a NONPROFIT for a purpose ;)
Like how you said former! XLM architect is former Ripple architect also ;) And the architect of Fednow was former Stellar. Left to build out the backend of the network;) but wait I shouldn’t know that right. Hey at least no one can say why didn’t you tell us!