Not only is $XRP an ISO 20020 compliant compatible blockchain currency, but Ripple serves hundreds of clients in over 55 countries in 6 contents with payout capabilities in more than 70 markets. This is in its early stages. Can you imagine what happens when hundreds of trillions of dollars exchange on this ledger?
Oh is that why XLM is the payment leader ;) like I said there was a reason I sold at $3.00........I've forgotten more than you know when it comes to this space ;)