Replies to post #107540 on Savvy Trades and Investments

[wadegarret]

R59, I only pay 12% tax on my Treasury Bond interest

You see I file Jointly, plus pay no state tax on the Bonds. I am taxed only Federal Tax at 12% up to $89K in interest. So you see making 5% is still producing around 4.5% after taxes on the Bonds. Not too shabby vs a risky market, where I believe one can lose 20%+ in a heart beat !

[wadegarret]

R59, there are periods of time in the market, where

you make nothing. From 1929 to 1958, and from late 1968 to early 1993, you made nothing. That is, the losses occurred in the 1929 bear market, didn't get you even till 1956, and the losses from the 1969 bear market, didn't get you even till 1993. Re, although you are right that being in stocks beats being in fixed income over the last 100 years, one has to be willing to be in the market for a lifetime to get the benefit IMO. Here is a 90 year chart of the S&P(inflation adjusted), that I referred to in this post...

https://www.macrotrends.net/2324/sp-500-historical-chart-data