Your suggestions are good. Lawyers should have looked into the cases using your suggested prospective. And, we are very close to declare that NWS is illegal. The latest jury trial actually confirmed that. We have 3-4 shots coming in 6-12 months. Some are on illegal taking which is equivalent to saying that NWS is illegal.
Anyway, the NWS terms is illegal in itself. In layman terms, “I believe that you cannot afford 10% annual interest/dividend. I will waive that. Instead, you pay me everything you have including all your future earnings and income perpetually. I will collect it quarterly.”. Do you think this is legal as a loan term. It is modern time slavery.
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