I don't know yet - but many think Misinformation and fear mongering conversations about central bank digital currency (CBDC) bogeymen muddles the reality that the FedNow system is a viable and favorable option for fast bank-to-bank payments.
Crypto has become a cult - and Bitcoin has failed as there isn't any privacy. So the entire concept of anonymity has left the building years ago during Silk Road.
I don't like the idea behind FedNow but I am open to seeing how it works out.
Too many scammers involved in Crypto so something has to be done.