Thank you for your in depth analysis. I was playing around with the artificial intelligence Chatgpt to see what replies I would get. Obviously, asking the question correctly is important. I was amused getting a different answer by asking "how much cash" in my first question vs. "how much money" in my second attempt.
Bottom line the AI algorithm did not do an analysis, only limited reply to my simple question.
Your contributions are very much appreciated and a enjoy reading them.