I suspect you are in the minority here then. This board is 90% dedicated to small bios as you very well know so most folks here (myself included) are degenerate gamblers to some degree! PS: I average 40% cash in my accounts dedicated to bios so I guess that puts me in the "conservative" camp too. Right now half my money is also in treasuries but that is as much a function of being in my mid 50s as anything I suppose PS: I don't follow ARAV so no comment but good luck w it